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Toll Free:
Ph: 1.866.380.1990
Fax: 1.866.380.6030

206-2750 Quadra St.
Victoria, B.C.
Canada V8T 4E8

Business Insurance

Life and disability insurance are important to the financial security of every business owner. We offer business life and health insurance to cover you, your partners and your key employees.

Business life insurance can provide:

  • protection for the death of key persons, business owners and partners
  • collateral and security for business debt
  • Buy/Sell agreement funding
  • Business estate planning
  • Business succession planning

    Key person coverage
    A key person is someone whose absence, if something happens to them, may cause your company to suffer a financial loss. Key person coverage provides the financial means that allows the business to carry on in the event of a key employee's death or disability.

    Business Debt
    Personal life insurance, usually with lower rates and always with more flexibility, provides better protection than standard creditor insurance from a financial institution. Contact us for more details.

    Buy-sell agreement
    An insured buy-sell agreement provides funds to cover the financial needs of a business owner's heirs, employees, creditors, surviving partners and shareholders.

    Disability Insurance
    Often times business owners are not adequately protected by their employee group benefit plan. The one size fits all model does not recognize their excess earnings. It also does not recognize situations where they can continue some work but their disability impairs business cash flow.

    Critical Illness Insurance
    Protect the health and the day-to-day operations of your company with critical illness insurance. Including Critical Illness Insurance in a Buy-Sell Agreement can mean the difference between continuing a business or having to close and liquidate.

    Contact us today for more information or to get started!

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