Life and disability insurance are important to the financial security of every business owner.
We offer business life and health insurance to cover you, your partners and your key employees.Business succession planning
Key person coverage
A key person is someone whose absence, if something happens to them,
may cause your company to suffer a financial loss. Key person coverage provides the financial
means that allows the business to carry on in the event of a key employee's death or disability.
Personal life insurance, usually with lower rates and always with more flexibility,
provides better protection than standard creditor insurance from a financial institution. Contact us for more details.
An insured buy-sell agreement provides funds to cover the financial needs of a business owner's heirs, employees,
creditors, surviving partners and shareholders.
Often times business owners are not adequately protected by their employee group benefit plan.
The one size fits all model does not recognize their excess earnings. It also does not recognize situations where they
can continue some work but their disability impairs business cash flow.
Critical Illness Insurance
Protect the health and the day-to-day operations of your company with critical illness insurance.
Including Critical Illness Insurance in a Buy-Sell Agreement can mean the difference between continuing a business or having to close and liquidate.
Contact us today for more information or to get started!